If you've been tent camping a few times and realize that you and your family really love to camp, it's time to take things to the next level. Purchasing your first camping trailer or RV is an exciting experience. There's an endless variety of add-ons and things to choose from when it comes to tailoring an RV to fit your needs. Keep in mind, you'll want to plan out a few things ahead of time before you meet with an RV dealer. Here are some things to consider before picking out your very first camping trailer.
Set Up Your Financing
Being able to finance your new RV is crucial to the purchasing process. Most RV loans are at a slightly higher interest rate than a typical vehicle loan from your bank or credit union. There are ways to make the monthly payment affordable by having:
- A high credit or FICO score of at least 700
- A vehicle or home loan that shows a solid on-time payment history
- Steady, solid income and employment history
- A down payment of at least 10 percent or more
If you're unable to obtain financing through your local bank, ask your trailer dealer about financing options they may offer. Some RV companies go through specific lenders that offer RV loans to first-time buyers.
Figure Out How Much Room You'll Need
Before you look at RVs, it's important to have a list in your head of what size rig you're looking for. If your camper is just for two people or for six, you'll have to make sure you get a big enough RV so everyone is comfortable. Examples of the three most popular RV types include:
- Pull-behind models or travel trailers that come in a variety of sizes for both large and small families.
- Motor homes that offer an all-in-one package for camping and transportation.
- Truck campers that fit in the bed of your truck.
Every type of RV comes with its own set of selections ranging from full size tubs in the bathroom to large, slide-out models that allow for more ample interior living space.
Meet With A Reputable Trailer Dealer
It's important to meet with a trailer dealer that has a good, solid reputation in your area. Making sure that a dealership will go the extra mile to make sure that you get into a camper that has all of the amenities you want and won't break your budget is very important. A good RV dealer with trailers for sale will easily be able to evaluate the needs of each family member and make good suggestions for a camper model that matches your lifestyle.
Towing And Hauling
If you fell in love with a 30-foot travel trailer that has every amenity on your wish list, check to see if you can haul and tow it safely with your vehicle. This will depend on your truck and what type of towing package it has on it. Ask your trailer dealer if your truck can safely pull a larger camper. If not, you'll have to upgrade your towing package and maybe even your vehicle, should your new RV require more towing capacity.
Making sure that you have everything in place before finalizing your RV deal is to your advantage by saving time and money in the long run. Contact a company like Camping World of Ocala for more info.